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Kidnap & Ransom Insurance

Coverage

includes

ransom

payments,

negotiation

assistance,

medical

care,

lost

wages,

and

security

or

travel

costs.

Key benefits

01

Ransom payments

Covers the cost of paying a ransom to secure the release of a kidnapped individual or to prevent harm.

02

Negotiation costs

Pays for professional negotiators, consultants, and crisis management experts to assist in handling the situation.

03

Medical and psychological care

Covers medical expenses, including trauma care and psychological counselling, for the victim and their family after release.

04

Lost wages and employee replacement

Compensates for lost income due to the kidnapping and covers the cost of hiring temporary replacements if key personnel are abducted.

05

Security and travel costs

Pays for enhanced security measures and the safe return of the victim, including any necessary transportation or relocation costs after the incident.

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